[  http://www.Liberal-Insights.org/healthcare.html  ]

If you CARE about
America's Healthcare

        "Compulsory accident and sickness insurance was initiated (1883-84) in Germany by Otto von Bismarck."
http://qanda.encyclopedia.com/question/did-bismarck-create-health-insurance-germany-88668.html
        "The Socialist Party had endorsed a compulsory system as early as 1904, and in 1912 Theodore Roosevelt’s insurgent Progressive Party included a health insurance plank in its campaign platform."
from the outstanding summary of the long campaign for true health care reform in the U.S.A. :
http://www.pubmedcentral.nih.gov/articlerender.fcgi?artid=1447696.

        For those who don't care to be fooled by American and multinational corporations that are making billion dollars every year on America's current "private" health care system, see why those corporations have been spending millions of dollars for years on public relations campaigns and on Republican politicians to spread lies about all of the so-called "socialized medicine" plans in the rest of the world that provide better health care to more people by cutting out the private insurance "middle men".

To see just how bad the U.S. health care system is,
just check out what is happening right across our northern border :
Canada's health care system.

Even more importantly, compare our U. S. health care system's
with the costs and benefits of better systems around the world,
( data for chart below was excerpted from a page no longer available,
i.e. http://icg.harvard.edu/~ss98em/D&S_baxandall_health.htm

WHO inter-nation comparison chart

Rankings of top 50 nations by the World Health Organization
1 France
2 Italy
3 San Marino
4 Andorra
5 Malta
6 Singapore
7 Spain
8 Oman
9 Austria
10 Japan
11 Norway
12 Portugal
13 Monaco
14 Greece
15 Iceland
16 Luxembourg
17 Netherlands
18 United Kingdom
19 Ireland
20 Switzerland
21 Belgium
22 Colombia
23 Sweden
24 Cyprus
25 Germany
26 Saudi Arabia
27 United Arab Emirates
28 Israel
29 Morocco
30 Canada
31 Finland
32 Australia
33 Chile
34 Denmark
35 Dominica
36 Costa Rica
37 USA
38 Slovenia
39 Cuba
40 Brune
41 New Zealand
42 Bahrain
43 Croatia
44 Qatar
45 Kuwait
46 Barbados
47 Thailand
48 Czech Republic
49 Malaysia
50 Poland

and see also :

        "We should resolve now that the health of this nation is a national concern; that financial barriers in the way of attaining health shall be removed; that the health of all its citizens deserves the help of all the nation."
U.S. President Harry S Truman

        Americans and Canadians began debating the idea of universal health care in the 1930s.  On this side of the border, President Roosevelt abandoned the idea. Democratic President Truman promoted the idea, but the American Medical Association (of doctors) blocked it. Thirty years later Democratic President Kennedy raised the idea again only to abandon it under pressure from critics like future Republican President Ronald Reagan who called it "Marxist" and "socialized medicine". Thirty years later President Clinton refused to allow national health insurance to become a part of his health care initiative.  Reportedly, he and Hillary concluded it would amount to political suicide.

        Meanwhile, on the northern side of the border, Canadian provinces began creating pilot universal health care systems in the 1930s and 1940s.  The insurance plans first covered hospitals and then doctors.  In 1965, the entire country embraced a health care plan that was uniquely Canadian.  Authority over the kinds of services provided was left in the hands of the provinces.  Private hospitals and doctors, not the state, delivered the services.  Patients could choose their doctor.  The system was non-profit.  A single insurance company paid the bills.
        At the time Canada embraced national health insurance it was spending about the same percentage of its budget on health care as the U.S. Today it spends a third less.  And while all Canadians are covered, in the U.S. some 45 million Americans lack health insurance.
        National health insurance allows Canadians greater freedom and latitude to plan their lives.  No one in Canada takes a job or remains in a job because of its health benefits.  Canadians do not strike over lack of health coverage.
        By not tying health insurance to the job, Canadian businesses have become more competitive.  In the U.S., automakers spend about $1,200 per car on health insurance.  In Canada, the cost is about $120 per car.
        In November 2002, officials from Ford, GM and DaimlerChrysler wrote Canadian policymakers urging them to maintain and strengthen their national health system.  "The public health system significantly reduces total labor costs...compared to the cost of equivalent private health insurance services purchased by U.S.-based automakers."
        Needless to say, the car companies did not send a similar letter to American policy makers.

10 Myths About Canadian Health Care, Busted
By Sara Robinson, TomPaine.com
Posted on February 5, 2008

        2008 is shaping up to be the election year that we finally get to have the Great American Healthcare Debate again. Harry and Louise are back with a vengeance. Conservatives are rumbling around the talk show circuit bellowing about the socialist threat to the (literal) American body politic. And, as usual, Canada is once again getting dragged into the fracas, shoved around by both sides as either an exemplar or a warning – and, along the way, getting coated with the obfuscating dust of so many willful misconceptions that the actual facts about How Canada Does It are completely lost in the melee.
        I'm both a health-care-card-carrying Canadian resident and an uninsured American citizen who regularly sees doctors on both sides of the border. As such, I'm in a unique position to address the pros and cons of both systems first-hand. If we're going to have this conversation, it would be great if we could start out (for once) with actual facts, instead of ideological posturing, wishful thinking, hearsay, and random guessing about how things get done up here.
        To that end, here's the first of a two-part series aimed at busting the common myths Americans routinely tell each other about Canadian health care. When the right-wing hysterics drag out these hoary old bogeymen, this time, we need to be armed and ready to blast them into straw. Because, mostly, straw is all they're made of.
        1. Canada's health care system is "socialized medicine."
False.   In socialized medical systems, the doctors work directly for the state. In Canada (and many other countries with universal care), doctors run their own private practices, just like they do in the US. The only difference is that every doctor deals with one insurer, instead of 150. And that insurer is the provincial government, which is accountable to the legislature and the voters if the quality of coverage is allowed to slide.
        The proper term for this is "single-payer insurance." In talking to Americans about it, the better phrase is "Medicare for all."
        2. Doctors are hurt financially by single-payer health care.
True and False.   Doctors in Canada do make less than their US counterparts. But they also have lower overhead, and usually much better working conditions. A few reasons for this:
        First, as noted, they don't have to charge higher fees to cover the salary of a full-time staffer to deal with over a hundred different insurers, all of whom are bent on denying care whenever possible. In fact, most Canadian doctors get by quite nicely with just one assistant, who cheerfully handles the phones, mail, scheduling, patient reception, stocking, filing, and billing all by herself in the course of a standard workday.
        Second, they don't have to spend several hours every day on the phone cajoling insurance company bean counters into doing the right thing by their patients. My doctor in California worked a 70-hour week: 35 hours seeing patients, and another 35 hours on the phone arguing with insurance companies. My Canadian doctor, on the other hand, works a 35-hour week, period. She files her invoices online, and the vast majority are simply paid – quietly, quickly, and without hassle. There is no runaround. There are no fights. Appointments aren't interrupted by vexing phone calls. Care is seldom denied (because everybody knows the rules). She gets her checks on time, sees her patients on schedule, takes Thursdays off, and gets home in time for dinner.
        One unsurprising side effect of all this is that the doctors I see here are, to a person, more focused, more relaxed, more generous with their time, more up-to-date in their specialties, and overall much less distracted from the real work of doctoring. You don't realize how much stress the American doctor-insurer fights put on the day-to-day quality of care until you see doctors who don't operate under that stress, because they never have to fight those battles at all. Amazingly: they seem to enjoy their jobs.
        Third: The average American medical student graduates $140,000 in hock. The average Canadian doctor's debt is roughly half that.
        Finally, Canadian doctors pay lower malpractice insurance fees. When paying for health care constitutes a one of a family's major expenses, expectations tend to run very high. A doctor's mistake not only damages the body; it may very well throw a middle-class family permanently into the ranks of the working poor, and render the victim uninsurable for life. With so much at stake, it's no wonder people are quick to rush to court for redress.
        Canadians are far less likely to sue in the first place, since they're not having to absorb devastating financial losses in addition to any physical losses when something goes awry. The cost of the damaging treatment will be covered. So will the cost of fixing it. And, no matter what happens, the victim will remain insured for life. When lawsuits do occur, the awards don't have to include coverage for future medical costs, which reduces the insurance company's liability.
        3. Wait times in Canada are horrendous.
True and False again – it depends on which province you live in, and what's wrong with you. Canada's health care system runs on federal guidelines that ensure uniform standards of care, but each territory and province administers its own program. Some provinces don't plan their facilities well enough; in those, you can have waits. Some do better. As a general rule, the farther north you live, the harder it is to get to care, simply because the doctors and hospitals are concentrated in the south. But that's just as true in any rural county in the U.S.
        You can hear the bitching about it no matter where you live, though. The percentage of Canadians who'd consider giving up their beloved system consistently languishes in the single digits. A few years ago, a TV show asked Canadians to name the Greatest Canadian in history; and in a broad national consensus, they gave the honor to Tommy Douglas, the Saskatchewan premier who is considered the father of the country's health care system. (And no, it had nothing to do with the fact that he was also Kiefer Sutherland's grandfather.). In spite of that, though, grousing about health care is still unofficially Canada's third national sport after curling and hockey.
        And for the country's newspapers, it's a prime watchdogging opportunity. Any little thing goes sideways at the local hospital, and it's on the front pages the next day. Those kinds of stories sell papers, because everyone is invested in that system and has a personal stake in how well it functions. The American system might benefit from this kind of constant scrutiny, because it's certainly one of the things that keeps the quality high. But it also makes people think it's far worse than it is.
        Critics should be reminded that the American system is not exactly instant-on, either. When I lived in California, I had excellent insurance, and got my care through one of the best university-based systems in the nation. Yet I routinely had to wait anywhere from six to twelve weeks to get in to see a specialist. Non-emergency surgical waits could be anywhere from four weeks to four months. After two years in the BC system, I'm finding the experience to be pretty much comparable, and often better. The notable exception is MRIs, which were easy in California, but can take many months to get here. (It's the number one thing people go over the border for.) Other than that, urban Canadians get care about as fast as urban Americans do.
        4. You have to wait forever to get a family doctor.
False for the vast majority of Canadians, but True for a few. Again, it all depends on where you live. I live in suburban Vancouver, and there are any number of first-rate GPs in my neighborhood who are taking new patients. If you don't have a working relationship with one, but need to see a doctor now, there are 24-hour urgent care clinics in most neighborhoods that will usually get you in and out on the minor stuff in under an hour.
        It is, absolutely, harder to get to a doctor if you live out in a small town, or up in the territories. But that's just as true in the U.S. – and in America, the government won't cover the airfare for rural folk to come down to the city for needed treatment, which all the provincial plans do.
        5. You don't get to choose your own doctor.
Scurrilously False.   Somebody, somewhere, is getting paid a lot of money to make this kind of stuff up. The cons love to scare the kids with stories about the government picking your doctor for you, and you don't get a choice. Be afraid! Be very afraid!
        For the record: Canadians pick their own doctors, just like Americans do. And not only that: since it all pays the same, poor Canadians have exactly the same access to the country's top specialists that rich ones do.
        6. Canada's care plan only covers the basics. You're still on your own for any extras, including prescription drugs. And you still have to pay for it.
True – but not as big an issue as you might think. The province does charge a small monthly premium (ours is $108/month for a family of four) for the basic coverage. However, most people never even have to write that check: almost all employers pick up the tab for their employees' premiums as part of the standard benefits package; and the province covers it for people on public assistance or disability.
        "The basics" covered by this plan include 100% of all doctor's fees, ambulance fares, tests, and everything that happens in a hospital – in other words, the really big-ticket items that routinely drive American families into bankruptcy. In BC, it doesn't include "extras" like medical equipment, prescriptions, physical therapy or chiropractic care, dental, vision, and so on; and if you want a private or semi-private room with TV and phone, that costs extra (about what you'd pay for a room in a middling hotel). That other stuff does add up; but it's far easier to afford if you're not having to cover the big expenses, too. Furthermore: you can deduct any out-of-pocket health expenses you do have to pay off your income taxes. And, as every American knows by now, drugs aren't nearly as expensive here, either.
        Filling the gap between the basics and the extras is the job of the country's remaining private health insurers. Since they're off the hook for the ruinously expensive big-ticket items that can put their own profits at risk, the insurance companies make a tidy business out of offering inexpensive policies that cover all those smaller, more predictable expenses. Top-quality add-on policies typically run in the ballpark of $75 per person in a family per month – about $300 for a family of four – if you're stuck buying an individual plan. Group plans are cheap enough that even small employers can afford to offer them as a routine benefit. An average working Canadian with employer-paid basic care and supplemental insurance gets free coverage equal to the best policies now only offered at a few of America's largest corporations. And that employer is probably only paying a couple hundred dollars a month to provide that benefit.
        7. Canadian drugs are not the same.
More preposterious bogosity.   They are exactly the same drugs, made by the same pharmaceutical companies, often in the same factories. The Canadian drug distribution system, however, has much tighter oversight; and pharmacies and pharmacists are more closely regulated. If there is a difference in Canadian drugs at all, they're actually likely to be safer.
        Also: pharmacists here dispense what the doctors tell them to dispense, the first time, without moralizing. I know. It's amazing.
        8. Publicly-funded programs will inevitably lead to rationed health care, particularly for the elderly.
False. And bogglingly so. The papers would have a field day if there was the barest hint that this might be true.
        One of the things that constantly amazes me here is how well-cared-for the elderly and disabled you see on the streets here are. No, these people are not being thrown out on the curb. In fact, they live longer, healthier, and more productive lives because they're getting a constant level of care that ensures small things get treated before they become big problems.
        The health care system also makes it easier on their caregiving adult children, who have more time to look in on Mom and take her on outings because they aren't working 60-hour weeks trying to hold onto a job that gives them insurance.
        9. People won't be responsible for their own health if they're not being forced to pay for the consequences.
False.   The philosophical basis of America's privatized health care system might best be characterized as medical Calvinism. It's fascinating to watch well-educated secularists who recoil at the Protestant obsession with personal virtue, prosperity as a cardinal sign of election by God, and total responsibility for one's own salvation turn into fire-eyed, moralizing True Believers when it comes to the subject of Taking Responsibility For One's Own Health.
        They'll insist that health, like salvation, is entirely in our own hands. If you just have the character and self-discipline to stick to an abstemious regime of careful diet, clean living, and frequent sweat offerings to the Great Treadmill God, you'll never get sick. (Like all good theologies, there's even an unspoken promise of immortality: f you do it really really right, they imply, you might even live forever.) The virtuous Elect can be discerned by their svelte figures and low cholesterol numbers. From here, it's a short leap to the conviction that those who suffer from chronic conditions are victims of their own weaknesses, and simply getting what they deserve. Part of their punishment is being forced to pay for the expensive, heavily marketed pharmaceuticals needed to alleviate these avoidable illnesses. They can't complain. It was their own damned fault; and it's not our responsibility to pay for their sins. In fact, it's recently been suggested that they be shunned, lest they lead the virtuous into sin.
        Of course, this is bad theology whether you're applying it to the state of one's soul or one's arteries. The fact is that bad genes, bad luck, and the ravages of age eventually take their toll on all of us – even the most careful of us. The economics of the Canadian system reflect this very different philosophy: it's built on the belief that maintaining health is not an individual responsibility, but a collective one. Since none of us controls fate, the least we can do is be there for each other as our numbers come up.
        This difference is expressed in a few different ways. First: Canadians tend to think of tending to one's health as one of your duties as a citizen. You do what's right because you don't want to take up space in the system, or put that burden on your fellow taxpayers. Second, "taking care of yourself" has a slightly expanded definition here, which includes a greater emphasis on public health. Canadians are serious about not coming to work if you're contagious, and seeing a doctor ASAP if you need to. Staying healthy includes not only diet and exercise; but also taking care to keep your germs to yourself, avoiding stress, and getting things treated while they're still small and cheap to fix.
        Third, there's a somewhat larger awareness that stress leads to big-ticket illnesses – and a somewhat lower cultural tolerance for employers who put people in high-stress situations. Nobody wants to pick up the tab for their greed. And finally, there's a generally greater acceptance on the part of both the elderly and their families that end-of-life heroics may be drawing resources away from people who might put them to better use. You can have them if you want them; but reasonable and compassionate people should be able to take the larger view.
        The bottom line: When it comes to getting people to make healthy choices, appealing to their sense of the common good seems to work at least as well as Calvinist moralizing.
        10. This all sounds great – but the taxes to cover it are just unaffordable. And besides, isn't the system in bad financial shape?
False.   On one hand, our annual Canadian tax bite runs about 10% higher than our U.S. taxes did. On the other, we're not paying out the equivalent of two new car payments every month to keep the family insured here. When you balance out the difference, we're actually money ahead. When you factor in the greatly increased social stability that follows when everybody's getting their necessary health care, the impact on our quality of life becomes even more signficant.
        And True – but only because this is a universal truth that we need to make our peace with. Yes, the provincial plans are always struggling. So is every single publicly-funded health care system in the world, including the VA and Medicare. There's always tension between what the users of the system want, and what the taxpayers are willing to pay. The balance of power ebbs and flows between them; but no matter where it lies at any given moment, at least one of the pair is always going to be at least somewhat unhappy.
        But, as many of us know all too well, there's also constant tension between what patients want and what private insurers are willing to pay. At least when it's in government hands, we can demand some accountability. And my experience in Canada has convinced me that this accountability is what makes all the difference between the two systems.
        It is true that Canada's system is not the same as the U.S. system. It's designed to deliver a somewhat different product, to a population that has somewhat different expectations. But the end result is that the vast majority of Canadians get the vast majority of what they need the vast majority of the time. It'll be a good day when when Americans can hold their heads high and proudly make that same declaration.
        Next week: More mythbusting on common conservative canards about efficiency, innovation, and competitiveness.
       

Help us spread the word about these important stories…

Email to a friend


        Sara Robinson is a twenty-year veteran of Silicon Valley, and is launching a second career as a strategic foresight analyst. When she's not studying change theories and reactionary movements, you can find her singing the alto part over at Orcinus. She lives in Vancouver, BC with her husband and two teenagers.

© 2008 Independent Media Institute. All rights reserved.
View this story online at: http://www.alternet.org/story/76032/

Medicare cartoon

Official U.S. Advisory Board
Calls for Universal Health Care
By Maggie Fox
      With almost 20 years inside the health insurance industry, Wendell Potter saw for-profit insurers hijack our health care system and put profits before patients. Now, he's revealing how those companies are standing in the way of health care reform. See pbs.org/moyers/journal/07102009/profile.html.
        "Saying 18,000 people die every year because they lack health insurance, federal advisers say that the U.S. government must come up with universal health coverage by 2010.
        The Institute of Medicine, an independent, non-profit group which advises Congress and the federal government on health matters, said taxpayers are paying for 43 million uninsured Americans anyway – and footing a much bigger bill than they would if those people had decent health care. . .
        "Uninsured Americans get about half the medical care of those with health insurance," it added.  "As a result, they tend to be sicker and die sooner."  The institute, one of the National Academies of Sciences pnhp.org/news/2003/june/national_health_insu.php National health insurance deserves bipartisan support:  There are just as many uninsured Republicans as Democrats.  It would, in the end, make us a healthier and more unified people."


Support for National Health Care
growing in the U. S.

        Support among Americans is greater if it's coined "national health insurance," backed by 77%, than if it is dubbed "socialized medicine" or "Canadian-style health care," both of which 61% favor, according to a new poll.  But, regardless of the moniker, three out of four Americans agree that health care is a necessity like water, gas and electricity and should be "regulated by government," the survey found.  The poll included the responses of 1,020 adults gathered between Sept. 2 and 5, 2004 by Opinion Research Corp. on behalf of Results for America, a project of the nonprofit and nonpartisan Civil Society Institute of Newton Centre, Mass.  For other poll findings, visit www.resultsforamerica.org.
        Online help for insurance headaches Insurance buyers frustrated by sparring with their insurers over sluggish claims handling or other annoying practices have a new way to fight back.  www.InsuranceGripe.com, a new Web site created by insurance industry executive Rick Weidman, can walk a consumer through the process of preparing and filing a complaint with the appropriate authority.  It is available to both personal and commercial lines policyholders.

Physicians for a National Health Program sites : PNHP Research: The Case for a National Health Program
Single-Payer FAQ
Some in the Bible-belt prefer clergy to doctors,
even regarding their health-care:

        People in Atlanta, Dallas and Houston are more likely than those in other major cities to say that having a strong faith in a divine being is most important to their personal well-being.
        More specifically, more Houstonians cited religious organizations and leaders as their source of help when it comes to health issues than any other region in the nation. According to a new survey sponsored by Cigna HealthCare, 43 percent of Houstonians rely on religious organizations while only 21 percent rely on doctors. It was the largest gap of any of the nine major cities surveyed, according to the Houston Chronicle."

http://www.propeller.com/viewstory/2007/01/15/the-theology-of-the-bible-belt-cradle-of-conservative-christianity/?url=http%3A%2F%2Fliberalslikechrist.org%2Fabout%2FBibleBeltChristianity.html&frame=true

        Remember the stirring words which Sarah Palin used as the climax of her speech at the 2008 GOP convention ? "It was Ronald Reagan who said that freedom is always just one generation away from extinction. We don’t pass it to our children in the bloodstream; we have to fight for it and protect it, and then hand it to them so that they shall do the same, or we’re going to find ourselves spending our sunset years telling our children and our children’s children about a time in America, back in the day, when men and women were free. " Few people knew of that speech, because it was from a recording distributed nationwide, but intended to be played only in private coffee-klatches organized by a conservative campaigned designed to prevent the adoption of MEDICARE. THAT was the threat to American freedom he was talking about! This campaign instructed its participants not to let this recording be publicized, for fear that some other than their brain-washed participants might learn of it and expose its ludicracy.
[ from http://krugman.blogs.nytimes.com/2008/10/03/raising-the-white-flag-of-surrender-to-medicare/ ]

"         Reagan made a series of falsifiable claims about Medicare that, listened to forty years later, sound utterly preposterous. I transcribed a few choice bits. Here's Reagan describing what will happen if Medicare is enacted:

      'First you [the governement] decide that the doctor can have so many patients. ... So a doctor decides he wants to practice in one town, and the government has to say to him, "You can't live in that town, they already have enough doctors, you have to go live somewhere else. And from here it's only a short step to dictating where he will go. Pretty soon your son won't decide when he's in school where he will go or what he will do for a livin [sic], but will wait for the government to tell him where he will go to work and what he will do. ...
      And if you don't [stop Medicare] and I don't do it, one of these days you and I are going to spend our sunset years telling our children and our children's children what it once was like in America when men were free.'
        You'd think conservatives would be embarrassed about this sort of talk. After all, can there be anybody who doesn't live in a militia compound who believes the passage of Medicare represented the death knell of that freedom in America? Does anybody think this business about the government dictating what city doctors live in has come true? Yet conservatives continue to trumpet it."

        As chairman of the crucial U.S. Senate Finance CommitteeSen. Max Baucus is NOT representing the public !


In 2009, the Republicans in Congress used the chart below to mock
the efforts of the Democrats to enact a national health plan:

to which the Democrats responded with this chart of the Republican Party's alternative :

Republican Alternative

If you think the G.O.P. deserve credit for at least being creative in their effort to bamboozle the public, think again,
because their chart was obviously just a revised version of the chart below produced by Democrats years ago
to mock the Medicare drug plan pushed through by the Republicans under George W. Bush :

        Almost the moment the Republican Congressman who got this "Drug Benefit" enacted into law, Billy Tauzin resigned his seat in Congress to become one of the top lobbyists for the pharmaceutical companies that will benefit enormously from this legislation, at the expense of the America's seniors and tax-payers!

Contact  
email image
Ray@Liberal-Insights.Org
There is much more where this came from, at Liberal insights